Compliance Officer Resume Examples & Template (2026 Guide)
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A compliance officer resume has to show that the program you ran stands up to regulators: the regulations covered, the size of the institution, exam and audit results, and the policies, monitoring and training you built. Certifications such as CAMS or CRCM are common screening terms.
The example below is a complete resume for a BSA/AML compliance officer at a bank, with exam outcomes, risk assessment, transaction monitoring and training results in its bullets.
Compliance Officer resume example
A complete sample in the Modern template FitMyRole exports. The person and employers are fictional; the structure, skills and bullet style are what to copy.
Sarah Nakamura
[email protected] • (555) 015-8823 • Charlotte, NC • linkedin.com/in/sarahnakamura
Professional Summary
Compliance Officer with 12 years of experience in BSA/AML, sanctions and KYC compliance at a regional bank, a payments company and a large bank’s financial intelligence unit. Leads the BSA/AML and OFAC program for a $6.8B bank with 48 branches and a team of 11 analysts and investigators, reporting to the board risk committee every quarter. Closed all seven BSA/AML findings from the 2021 FDIC exam and led the bank through the 2023 and 2025 exams with no BSA/AML matters requiring attention. Builds programs examiners can follow: a documented risk assessment, monitoring tuned with evidence, and policies, training and SAR quality review matched to the bank’s actual risk.
Core Skills
- BSA/AML & Sanctions: Bank Secrecy Act, AML program management, OFAC sanctions screening, USA PATRIOT Act, FinCEN regulations, SAR and CTR filing, transaction monitoring, 314(a) requests
- KYC & Due Diligence: Customer identification program (CIP), customer due diligence (CDD), enhanced due diligence (EDD), beneficial ownership, PEP screening, customer risk rating
- Regulatory Exams & Audit: FDIC, OCC and state examinations, independent AML audits, compliance testing, issue management, remediation plans, money transmitter exams
- Policy & Governance: Policy and procedure writing, BSA/AML risk assessment, board and committee reporting, three lines of defense, regulatory change management
- Compliance Training: Annual BSA/AML training, role-based training for tellers and lenders, new-hire compliance onboarding, training completion tracking
- Compliance Systems: Verafin, NICE Actimize, ComplyAdvantage, LexisNexis Bridger, Archer, Excel, SQL queries for alert analysis
Education & Certification
- Minor in Criminal Justice; coursework in Financial Institutions, Business Law and White-Collar Crime.
- Covers deposit, lending and BSA regulations, compliance risk management and examination management.
Work Experience
- Closed all seven BSA/AML findings from the 2021 FDIC exam within nine months and led the bank through the 2023 and 2025 exams with no BSA/AML matters requiring attention.
- Lead the BSA/AML and OFAC sanctions program for a $6.8B bank with 48 branches, managing 11 analysts and investigators and reporting to the board risk committee each quarter.
- Cut false-positive transaction monitoring alerts by 38% by retuning 26 Verafin scenarios with model risk management, using below-the-line testing to show no loss of suspicious activity coverage.
- Rebuilt the BSA/AML risk assessment around products, customers, geographies and delivery channels, which examiners cited as a program strength in 2023.
- Brought 14,000 commercial customers onto a risk-based KYC refresh that meets the FinCEN beneficial ownership rule, with enhanced due diligence on a 12-month cycle for high-risk accounts.
- Cleared a 900-alert investigation backlog in four months by adding a triage queue, while keeping quality review on every narrative for the 300+ SARs the bank files each year.
- Rewrote 12 compliance policies and procedures (BSA/AML, OFAC, CIP, CTR and wire transfers) and present them to the board for annual approval.
- Train 1,100 employees each year on BSA/AML and sanctions, with role-based modules for tellers, lenders and treasury management that raised branch referral quality.
- Built the AML and KYC program for a payments company processing $4B a year, writing the policies, risk assessment and onboarding controls ahead of its first state examinations.
- Supported 22 state money transmitter license exams with zero repeat findings by keeping one evidence library of policies, testing results and training records.
- Reduced onboarding time for low-risk merchants from three days to under four hours by automating identity verification and sanctions screening with the product team.
- Set up OFAC and politically exposed person screening in ComplyAdvantage for 60,000 merchants and their owners, with documented escalation and adjudication rules.
- Closed 11 independent AML audit findings ahead of agreed dates and led the sponsor bank’s annual due diligence review of the compliance program.
- Investigated 25 to 30 escalated transaction monitoring cases a week covering structuring, wire fraud and elder financial exploitation in NICE Actimize.
- Wrote SAR narratives that passed quality assurance on the first review 95% of the time, and trained eight new investigators on case documentation and typologies.
- Uncovered a cash structuring network across 14 accounts at six branches through link analysis, leading to a SAR that supported a law enforcement investigation.
- Reduced late currency transaction report filings to zero in 2016 by reviewing CTRs and exemptions for 40 branches before the FinCEN filing deadline.
Want yours to read like this? Upload your resume and a job posting, and FitMyRole rewrites it for that job in this template.
Tailor my resumeWhy This Resume Works
- The first bullet is a regulatory outcome: all seven FDIC findings closed in nine months and two clean exams since, which fixes the page’s top mistake of no audit or regulatory metrics.
- AML and KYC keywords appear inside real work, such as retuning 26 Verafin scenarios, a beneficial ownership KYC refresh for 14,000 customers and 300+ SARs a year, so an ATS match is backed by substance.
- Scope is stated the way a bank board would read it: a $6.8B bank, 48 branches, 11 staff and quarterly reporting to the board risk committee.
- Policy and training are given numbers (12 policies approved by the board, 1,100 employees trained each year), turning the vague "supported compliance" into named functions.
- CAMS and CRCM, plus a path from investigator to fintech program builder to bank BSA officer, show both the investigative and the program side of compliance.
Common Resume Mistakes
- No audit or regulatory outcome metrics.
- Missing AML, KYC, or policy keywords.
- Vague "supported compliance" without function.
Keywords Recruiters Look For
- Compliance
- AML
- KYC
- Regulatory
- Audit
- Policy
- Training
- Risk
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